It is important to recognize that cash app loan feature comes with many strings attached . It is not available to everyone. Even if you are a verified cash app user, you may not be able to borrow money . Why ? because it has its own set of terms. Cash app does not appear as a loan option on his cash app mobile application if he does not meet the terms and conditions . so ,the million-dollar question is I don't have the borrow feature on cash app account ?